ScoreCraft Builder
A personalized plan for responsible positive-credit development and account management.
ScoreCraft Builder is a one-time educational and planning service designed to help clients understand responsible credit development, utilization management, payment organization, legitimate credit-building product categories, and practical account-management considerations. The service concludes with delivery of a personalized six-month roadmap.
$249 one-time
Due after the completed credit-building plan is delivered.
Prices describe available service options. Final services, payment timing, and terms are stated in the written agreement. No payment for consumer credit services is collected before the agreed services associated with that payment have been fully performed.
Utilization Strategy
A review of current revolving-account utilization and a personalized strategy for responsible balance and utilization management.
Payment Organization
Guidance for organizing payment due dates, minimum-payment obligations, statement dates, and practical payment routines.
Secured-Card Education
Education concerning secured-card product categories, common terms, fees, deposits, account-management considerations, and questions clients should evaluate before applying.
Credit-Builder Account Education
Education concerning legitimate credit-builder product categories, how they generally operate, possible fees, reporting considerations, and factors clients should review independently.
Six-Month Roadmap
A personalized written roadmap outlining responsible utilization, payment organization, account-management priorities, educational next steps, and suggested review points over six months.
Consultation and Goal Review
We discuss the client’s current profile, credit-building concerns, account-management habits, and financial objectives.
Profile and Utilization Review
We review available profile information, revolving utilization, balances, payment patterns, inquiries, and account-management considerations.
Payment and Account-Management Assessment
We identify opportunities to improve payment organization, due-date awareness, statement-date awareness, balance management, and account consistency.
Credit-Building Education and Strategy
We provide education concerning legitimate secured-card and credit-builder product categories and develop a personalized responsible credit-building strategy.
Six-Month Roadmap Delivery
We deliver the completed written roadmap containing the client’s priorities, educational recommendations, utilization strategy, payment-organization plan, and suggested review points.
SERVICE SCOPE
ScoreCraft Builder is a one-time educational and planning service. It includes analysis, education, strategy development, and delivery of a personalized six-month roadmap. ScoreCraft does not open accounts, submit credit applications, select financial products for clients, provide lending services, sell financial products, guarantee product approval, or manage client accounts. Builder does not automatically include credit-restoration service cycles, identity-theft recovery, banking-report assistance, funding preparation, or ongoing monitoring unless a separate qualifying service is expressly agreed upon.
- Clients who want help understanding responsible positive-credit development
- Clients who need a clearer utilization and payment-organization strategy
- Clients seeking education concerning secured-card and legitimate credit-builder product categories
- Clients who want a personalized six-month written roadmap for responsible account management
Schedule a consultation to discuss your goals and determine if this service is the right fit.
Request ConsultationResults vary based on each client’s individual credit profile, account history, balances, utilization, payment behavior, applications, financial decisions, and other circumstances. ScoreCraft Credit Solutions does not guarantee credit-score increases, account approval, credit limits, product terms, interest rates, financing, or results within six months or any other timeframe.
ScoreCraft Builder is educational and strategic in nature. ScoreCraft does not act as a lender, card issuer, financial-product provider, or account manager and does not submit applications on behalf of clients. Information provided through this service does not constitute legal, tax, accounting, lending, investment, or individualized financial advice and does not replace advice from a qualified professional.
Ready to Begin Your Credit Strategy?
Schedule a credit consultation to discuss your goals and explore a strategic path forward.
Schedule a Credit Consultation