ScoreCraft Essentials
A focused credit-profile analysis and personalized written action plan for clients who want a clear understanding of their current position and next steps.
ScoreCraft Essentials is a one-time analysis-and-planning service. We review the client’s current credit profile, evaluate important credit factors, assess utilization, identify priority concerns, and deliver a personalized written action plan designed to help the client understand practical next steps.
$149 one-time
Due after the completed analysis and written plan are delivered.
Prices describe available service options. Final services, payment timing, and terms are stated in the written agreement. No payment for consumer credit services is collected before the agreed services associated with that payment have been fully performed.
Credit-Profile Review
A structured review of the client’s current credit-report information and overall profile.
Credit-Factor Analysis
An assessment of important factors that may influence the client’s credit profile, including payment history, account age, account mix, inquiries, and reported balances.
Utilization Review
A review of reported revolving balances and utilization percentages to identify areas that may require attention.
Priority Assessment
An organized assessment of the most important profile concerns, financial habits, and potential next steps.
Personalized Written Action Plan
A customized written roadmap summarizing findings, priorities, and recommended actions for the client to consider.
Consultation and Goals
We discuss the client’s current concerns, financial objectives, and the purpose of the requested analysis.
Profile Review
We review the available credit-profile information provided through the approved client process.
Factor Analysis
We evaluate relevant credit factors, utilization, account patterns, inquiries, and other profile considerations.
Priority Development
We organize the findings into clear priorities based on the client’s circumstances and stated goals.
Plan Delivery
We deliver the completed personalized written action plan and explain the recommended next steps.
SERVICE SCOPE
ScoreCraft Essentials is limited to credit-profile analysis, education, priority assessment, and delivery of a personalized written action plan. It does not include ongoing credit-restoration service cycles, recurring correspondence, bureau communication management, identity-theft recovery, banking-report assistance, lender matching, financing applications, or funding approval services.
- Clients who want a professional review of their current credit profile
- Clients who need help understanding credit factors and utilization
- Clients who want their concerns organized into clear priorities
- Clients seeking a personalized written roadmap before deciding on additional services
Schedule a consultation to discuss your goals and determine if this service is the right fit.
Request ConsultationResults and available options vary based on each client’s individual credit profile, documentation, financial behavior, and circumstances. ScoreCraft Credit Solutions does not guarantee deletions, credit-score increases, approvals, credit limits, loan amounts, interest rates, or completion timeframes.
ScoreCraft Essentials is educational and strategic in nature. It does not constitute legal, tax, lending, accounting, or individualized financial advice, and it does not replace advice from a qualified professional.
Ready to Begin Your Credit Strategy?
Schedule a credit consultation to discuss your goals and explore a strategic path forward.
Schedule a Credit Consultation