ScoreCraft Complete
A comprehensive service-cycle option combining personalized credit-profile review, qualifying credit-restoration assistance, responsible credit-building strategy, and readiness planning within one defined scope.
ScoreCraft Complete combines selected elements of credit-profile analysis, qualifying credit-restoration assistance, responsible credit-building education, and readiness planning within one defined and authorized service cycle. The specific work included in each cycle is confirmed in the client agreement based on the client’s circumstances, priorities, available information, and authorized scope.
$399 per completed service cycle
Invoiced after the applicable service-cycle work is completed.
Prices describe available service options. Final services, payment timing, and terms are stated in the written agreement. No payment for consumer credit services is collected before the agreed services associated with that payment have been fully performed.
Comprehensive Profile Review
A structured review of available credit-profile information, credit factors, utilization, account patterns, inquiries, priorities, and readiness considerations included within the authorized cycle scope.
Personalized Restoration Strategy
A defined strategy for qualifying consumer-reporting concerns that may require appropriate correspondence, supporting-documentation guidance, or available-response analysis.
Credit-Building Roadmap
Responsible credit-building education covering utilization management, payment organization, account-management considerations, and legitimate credit-building product categories.
Readiness Planning
Objective-specific readiness analysis addressing utilization targets, inquiry considerations, documentation organization, application timing, and practical preparation steps.
Completed-Cycle Summary
A written summary of completed cycle work, available findings, unresolved concerns, updated priorities, and recommended client action steps.
Consultation and Cycle-Scope Assessment
We review the client’s current concerns, available information, objectives, priorities, and the specific work proposed for the authorized service cycle.
Comprehensive Profile and Readiness Review
We evaluate available profile information, credit factors, utilization, account patterns, inquiries, qualifying reporting concerns, and readiness considerations.
Restoration and Credit-Building Strategy
We develop the defined cycle strategy, including qualifying restoration work, responsible credit-building education, payment organization, and account-management priorities.
Authorized Cycle Work and Analysis
We complete the authorized cycle work, prepare appropriate correspondence or supporting-documentation guidance when applicable, and analyze available responses or updated reporting received within the cycle scope.
Completed-Cycle Summary and Updated Roadmap
We deliver the completed-cycle summary, document available findings, identify unresolved concerns, and provide updated client action steps. Cycle completion does not mean that a particular reporting, score, approval, or funding outcome was achieved.
SERVICE SCOPE
Each ScoreCraft Complete service cycle has a defined and authorized scope. The $399 price applies to the applicable completed cycle described in the client agreement. A later or additional cycle is not automatically included and requires separate client authorization or agreement. Additional authorized cycles are separately invoiced only after the applicable cycle work is completed. Complete is not an unlimited monthly subscription and does not automatically include every ScoreCraft service. Identity Shield, identity-theft recovery, FTC Identity Theft Report assistance, fraud-block documentation, Banking Report Assistance, ChexSystems assistance, Early Warning Services assistance, credit monitoring, continuous monitoring, funding applications, lender matching, loan brokerage, account opening, debt settlement, debt negotiation, legal representation, or future service cycles are not included unless a separate qualifying service or authorized scope is expressly agreed upon.
- Clients who want selected profile-analysis, restoration, credit-building, and readiness-planning elements coordinated within one defined service cycle
- Clients with qualifying reporting concerns and responsible credit-building priorities
- Clients who need a completed-cycle summary and updated action roadmap
- Clients who understand that future cycles or excluded services require separate authorization or agreement
Schedule a consultation to discuss your goals and determine if this service is the right fit.
Request ConsultationWhat a Defined Complete Cycle May Include
The exact combination of work depends on the client’s authorized cycle scope. A Complete cycle may include selected elements from the following categories, but it does not automatically include every service or deliverable listed across the ScoreCraft website.
Profile Analysis
- Credit-profile review
- Credit-factor analysis
- Utilization review
- Priority assessment
Qualifying Restoration Assistance
- Personalized restoration strategy
- Appropriate correspondence guidance
- Supporting-documentation guidance
- Available-response or updated-reporting analysis
Responsible Credit Building
- Utilization strategy
- Payment organization
- Account-management education
- Personalized credit-building roadmap
Readiness Planning
- Readiness analysis
- Inquiry assessment
- Documentation checklist
- Application-timing considerations
Every Complete cycle concludes with a written completed-cycle summary and updated client action steps based on the work actually authorized and completed.
Accurate and current unfavorable information is not automatically removable merely because it is negative. Results vary based on each client’s credit profile, documentation, balances, utilization, payment behavior, reporting information, responses from consumer reporting agencies or furnishers, financial decisions, and other circumstances. ScoreCraft Credit Solutions does not guarantee deletions, credit-score increases, account approvals, credit limits, loan amounts, interest rates, financing, lender decisions, or completion timeframes.
ScoreCraft Credit Solutions does not control the decisions or response times of consumer reporting agencies, furnishers, creditors, collectors, banks, lenders, or government agencies. ScoreCraft is not a law firm, lender, loan broker, mortgage broker, funding broker, card issuer, or account provider and does not provide legal representation, submit financing applications, select lenders, open accounts, or manage client accounts. Information provided through ScoreCraft Complete does not constitute legal, tax, accounting, lending, investment, or individualized financial advice and does not replace advice from an appropriately qualified professional.
Ready to Begin Your Credit Strategy?
Schedule a credit consultation to discuss your goals and explore a strategic path forward.
Schedule a Credit ConsultationRequest a ScoreCraft Complete Consultation
We will discuss your priorities and determine whether a defined ScoreCraft Complete service cycle is appropriate for your circumstances.
PHONE
(901) 616-2358OFFICE
3838 Oak Lawn Ave, Ste 1000, Dallas, TX 75219
Visits by appointment only.
Do not send Social Security numbers, complete dates of birth, complete account numbers, passwords, login credentials, identification documents, credit reports, bank statements, tax returns, pay stubs, FTC Identity Theft Reports, police reports, or other sensitive identity or financial records through public forms or ordinary email. Sensitive documents should be shared only through the approved secure authenticated client process after engagement instructions are provided.