ScoreCraft Funding Prep
A customized readiness roadmap for a mortgage, automobile, personal-funding, or business-funding objective.
ScoreCraft Funding Prep is a one-time educational, readiness, and planning service. We help clients review potential application concerns, understand current profile readiness, establish responsible utilization and documentation targets, assess inquiry considerations, and develop an objective-specific application-timing strategy. The service concludes with delivery of a personalized written readiness roadmap.
General Funding Prep — $499 one-timeBusiness Funding Prep — $699 one-timeOptional Follow-Up Readiness Review — $199
Final scope is confirmed in writing before work begins. Payment is due after the completed readiness roadmap is delivered. Optional follow-up readiness reviews are not automatically included, require separate client authorization or agreement, and are invoiced after the completed follow-up review.
Prices describe available service options. Final services, payment timing, and terms are stated in the written agreement. No payment for consumer credit services is collected before the agreed services associated with that payment have been fully performed.
Readiness Analysis
A review of available credit-profile information, objective-specific concerns, current account patterns, and factors that may affect application readiness.
Utilization Targets
A review of reported revolving balances and utilization, with responsible target ranges and balance-management priorities for the client to consider.
Inquiry Assessment
An assessment of recent inquiries, application activity, and timing considerations that may be relevant to the client’s stated funding objective.
Documentation Checklist
A personalized checklist of commonly requested records and organizational steps the client may need to prepare independently for the applicable objective.
Application-Timing Strategy
An educational strategy addressing readiness milestones, possible timing considerations, and responsible next steps before the client independently decides whether to apply.
Consultation and Objective Review
We discuss the client’s mortgage, automobile, personal-funding, or business-funding objective, anticipated timing, current concerns, and proposed service scope.
Current-Profile Readiness Analysis
We review available profile information and identify objective-specific readiness concerns, account patterns, utilization considerations, and inquiry activity.
Utilization, Inquiry, and Documentation Assessment
We evaluate utilization targets, inquiry considerations, documentation organization, and other readiness factors relevant to the selected pathway.
Readiness Targets and Timing Strategy
We develop responsible readiness milestones, application-timing considerations, documentation priorities, and educational next steps.
Personalized Roadmap Delivery
We deliver the completed written readiness roadmap and explain the client’s priorities, targets, checklist, timing considerations, and possible next steps.
SERVICE SCOPE
ScoreCraft Funding Prep is a one-time educational, readiness, and planning service. General Funding Prep is $499 one-time, and Business Funding Prep is $699 one-time. Final scope is confirmed in writing before work begins, and payment is due after the completed readiness roadmap is delivered. An optional follow-up readiness review is $199, is not automatically included, requires separate client authorization or agreement, and is invoiced after the completed follow-up review. ScoreCraft is not a lender, loan broker, mortgage broker, or funding broker and does not match clients with lenders, submit applications, negotiate loan terms, make credit decisions, select lenders, or arrange financing. Funding Prep does not automatically include credit-restoration service cycles, identity-theft recovery, banking-report assistance, or ongoing monitoring unless a separate qualifying service is expressly agreed upon.
- Clients preparing for a future mortgage objective
- Clients preparing for an automobile-financing objective
- Clients preparing for a personal-funding objective
- Business owners preparing for a business-funding objective
Schedule a consultation to discuss your goals and determine if this service is the right fit.
Request ConsultationChoose Your Readiness Objective
Each pathway provides objective-specific readiness planning. Selecting a pathway does not constitute a loan application, lender match, credit decision, or promise of approval.
Mortgage Ready
$499 one-time
Readiness planning focused on mortgage-related profile concerns, utilization, inquiries, documentation organization, and responsible application timing.
Explore Mortgage ReadyAuto Ready
$499 one-time
Readiness planning for an automobile-financing objective, including profile considerations, utilization, inquiries, documentation, and application timing.
Explore Auto ReadyPersonal Funding Ready
$499 one-time
Readiness planning for a personal-funding objective, including profile factors, utilization, inquiries, documentation organization, and responsible timing considerations.
Explore Personal Funding ReadyBusiness Funding Ready
$699 one-time
Readiness planning for a business-funding objective, including applicable personal and business readiness considerations, documentation organization, and application timing.
Explore Business Funding ReadyResults vary based on each client’s credit profile, balances, utilization, inquiries, documentation, income, debt obligations, business information, application activity, lender requirements, market conditions, and other circumstances. ScoreCraft Credit Solutions does not guarantee approval, financing, credit limits, loan amounts, interest rates, product terms, lender decisions, mortgage qualification, automobile financing, personal funding, business funding, or funding timeframes.
ScoreCraft Funding Prep is educational and strategic in nature. ScoreCraft does not provide a loan offer, credit decision, lender approval, loan brokerage, mortgage brokerage, lender matching, application submission, or financing arrangement. Information provided through this service does not constitute legal, tax, accounting, mortgage, lending, investment, or individualized financial advice and does not replace advice from an appropriately qualified professional.
Ready to Begin Your Credit Strategy?
Schedule a credit consultation to discuss your goals and explore a strategic path forward.
Schedule a Credit Consultation